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Where Do I Find the Gift Card and Loyalty Report in Toast POS?

July 17, 2026 by
Pam Monteith

Where Do I Find the Gift Card and Loyalty Report in Toast POS?

The gift card and loyalty report inside Toast POS lives in your back office, in your reporting section [confirm exact path: Reporting > Gift Cards before publishing]. It shows two numbers side by side: how many gift cards are active and how many have gone unused. Most Toast operators have never opened it. If that includes you, you are not behind. You are just like almost everyone else on the platform, which is exactly the problem worth fixing today.

A real Toast account I looked at recently had 89 active gift cards and 912 inactive ones. That is a 10 to 1 ratio, and it is not a rare result. It is what happens when a report exists but nobody schedules time to check it.

Go check your own number right now. Most operators have never seen theirs.

What Does the Gift Card and Loyalty Report Actually Show?

The report separates every gift card your restaurant has ever issued into two buckets. Active cards are ones carrying a balance that has been used or checked recently. Inactive cards are ones sitting untouched, sometimes for months, sometimes since the day they were purchased.

It takes under two minutes to open. There is no setup required and no cost to check it. The number is already sitting there, whether or not anyone has looked.

What makes this report easy to skip is exactly what makes it worth opening. It lives inside the finance and reporting side of Toast, not the marketing side, so it never shows up in a marketing conversation unless someone goes looking for it.

What Counts as a Healthy Active-to-Inactive Ratio?

There is no single published benchmark from Toast for what a healthy ratio looks like, and any operator who tells you an exact number is guessing. What matters more is direction and gap size.

A small gap between active and inactive cards is a reasonable sign that most gift cards issued are still in circulation. A wide gap, especially one in the range of 5 to 1 or higher, is a signal that a real chunk of your guest list is holding stored value they have quietly forgotten about.

Every inactive card in that gap represents a guest who already chose to spend money with you once. That is a different kind of lead than a stranger who has never walked in the door.

Why Is This a Marketing Report Hiding Inside a Finance Report?

Because of where it sits, most operators treat this number as a bookkeeping detail rather than what it actually is: a list of guests who are overdue for an invitation back.

A gift card someone bought six months ago and never redeemed is not a liability sitting quietly on your books. It is a guest with a reason to walk back through your door, and a reason you did not have to create from scratch. Every one of those cards is a warmer lead than anything a new customer campaign will produce, because the relationship already exists.

This is the same pattern behind the reactivation work covered in last week's post. The report is the discovery step. The campaign is what you do once you know your number.

What Should You Do Once You Have Found Your Number?

Start with the two-minute check. Open the report, write down your active and inactive counts, and note the ratio.

From there, the next step is building a simple reactivation sequence inside Toast Email Marketing, aimed specifically at the guests holding an unused balance.

The full walkthrough for that step is in this week's companion post, "How to Reactivate Unused Gift Cards on Toast POS (and Why It Matters)". Read the report first. Reactivate second.

If you would rather have a second set of eyes on your own account, that is exactly what the free 30-minute Toast Marketing Audit is for. We look at your actual account, not a generic presentation, and show you what your number would look like activated.

Frequently Asked Questions

Where exactly is the gift card report in Toast POS?

It sits inside your Toast back office reporting section, listed under gift cards. [Confirm exact menu label before publishing.] It takes under two minutes to open and requires no setup.

What is the difference between an active and inactive gift card in Toast?

An active card carries a balance that has been used or checked recently. An inactive card has been sitting untouched, often for months, without being redeemed or topped up.

How often should I check this report?

Once a quarter is a reasonable minimum for most independent restaurants. If you run seasonal gift card promotions, checking after each major gifting season, such as the winter holidays, catches dormancy while it is still recent.

Is a high number of inactive gift cards always a problem?

Not automatically. Some dormancy is normal. The signal worth acting on is a wide gap, such as 5 to 1 or higher, between inactive and active counts, since that represents a meaningful number of guests who are overdue for outreach.

What should I do first after finding my number?

Write it down, then move to building a targeted reactivation email inside Toast Email Marketing aimed at guests holding an unused balance. The companion post on reactivation covers that sequence step by step.


Book your free 30-minute Toast Marketing Audit

We log in, we look at the report, and we show you exactly what is there. tidycal.com/pam-pormentilla-monteith/restaurant-growth-session. No pitch. No obligation.

Download the free Toast Marketing Activation Checklist

A practical one-page guide to the 10 Toast marketing features your restaurant should have switched on. greatworkonline.com/toast-activation-checklist